Stable Act Report Reshapes Digital Dollar Ecosystem, Boosting Blockchain Platforms

18.04.2025 19:26
A new report from Nansen released on April 18, 2025, examines the transformative impact of the Stable Act, a proposed legislation that will require fiat-based stablecoins to be full reserve assets issued only by licensed firms. The report indicates that yield-bearing decentralized offerings will no longer be permitted, potentially sidelining certain DeFi stablecoins. Instead, established players such as Tether (USDT) and Circle (USDC) dominate the market with 66.3% and 27.6% shares, respectively, while USDE accounts for 2.7%, leading to a total market cap of $217.4 billion. In addition to stablecoin providers, the report highlights that major financial and payment entities like Coinbase, PayPal, Visa, Mastercard, BNY Mellon, and BlackRock, along with custodians like Nasdaq, could significantly benefit from the new regulatory landscape. Moreover, blockchain platforms are expected to be key winners; Ethereum leads with a 52.6% market share, while Tron and Solana are also favored. These developments suggest that, beyond serving as trading on/off ramps, digital dollars could become efficient, secure, and low-cost tools for global payments. A two-year trial will also assess the future of decentralized stablecoins, hinting at further regulatory adjustments ahead.