El Salvador has passed the Investment Banking Law, enabling licensed banks to offer Bitcoin and digital asset services exclusively to sophisticated investors with a minimum of $250,000 in investable assets. The legislation, enacted on August 7, 2025, requires participating banks to maintain at least $50 million in capital and positions the nation as a regional crypto-finance hub under President Nayib Bukele's pro-Bitcoin agenda.
Juan Carlos Reyes, president of El Salvador's National Digital Assets Commission, confirmed the law allows banks to operate as Bitcoin-focused entities, facilitating services like tokenized bonds, stablecoin offerings, and large-scale crypto-based financing. This builds on El Salvador's 2021 Bitcoin legalization precedent and aims to attract international investment, though critics note it prioritizes affluent clients over general accessibility.
Concurrently, El Salvador is expanding regional partnerships, including a July 30 memorandum with Bolivia's central bank to promote cryptocurrency adoption amid dollar shortages. Technical indicators show Bitcoin trading at $118,059 with a bullish breakout pattern, targeting $130,000 if institutional demand accelerates.
President Bukele stated: "With our new Investment Banking Law, we are taking a major step towards positioning El Salvador as a global hub for Bitcoin and cryptocurrencies."