Mutuum Finance (MUTM), an Ethereum-based decentralized lending protocol, has defied the 2025 presale slump by raising over $16.8 million and allocating more than 740 million tokens to a growing base of over 16,700 investors. The presale has advanced through six phases, with Phase 1 launching at $0.01 and Phase 6 priced at $0.035, representing a 250% appreciation for early participants. Phase 6 is over halfway complete, and Phase 7 is set at $0.04, with the official exchange listing price locked at $0.06—potentially yielding up to 600% gains for Phase 1 buyers.
The project emphasizes transparency and security, having completed a CertiK audit with a 90/100 Token Scan score and launching a $50,000 bug bounty program to incentivize external testing. Community engagement is bolstered by a live presale dashboard, a $100,000 giveaway, and a Top 50 leaderboard that rewards top contributors with bonus tokens at launch.
At listing, Mutuum Finance will simultaneously launch its beta platform, featuring dual lending markets: Peer-to-Contract (P2C) pools for mainstream assets like ETH and stablecoins, and Peer-to-Peer (P2P) isolated agreements for riskier tokens. Borrowers can choose between variable or stable interest rates, with all loans overcollateralized and governed by strict Loan-to-Value (LTV) thresholds. A multi-layer oracle design, including Chainlink feeds, ensures pricing accuracy. The roadmap includes plans for an overcollateralized stablecoin, Layer-2 expansion, and fee redistribution to stakers, creating a demand loop for MUTM tokens.
