XRP Solidifies as Crypto Payments Benchmark Amid Rival Comparisons

29.10.2025 14:05

Market analyst @DiepSanh recently highlighted a pervasive trend in the cryptocurrency space, where XRP has become the unspoken reference point for any project claiming to solve cross-border payments. According to DiepSanh, competitors like Bitcoin (BTC), Solana (SOL), Ethereum (ETH), and Stellar (XLM) often define their success in opposition to XRP, with community responses frequently attacking XRP to validate their own projects.

DiepSanh emphasized that Stellar, which was forked from Ripple's code to compete on cheap remittances, still positions itself against XRP. Similarly, ETH supporters have compared Ethereum to XRP in payment speed debates, while Solana enthusiasts brag about speed measured against XRP's institutional throughput. Even Bitcoin maximalists dismiss XRP as a "premined scam" to protect their narrative.

In a separate analysis, analyst nietzbux called out Solana's "punching up" behavior after the official Solana account and developers took shots at XRP following Western Union's stablecoin launch on Solana. Nietzbux argued that this reveals insecurities among SOL supporters, as Solana's adoption announcement was framed around criticizing XRP, despite Ripple's earlier partnerships with MoneyGram and SBI Holdings.

XRP's advantages include transaction settlements in 3-5 seconds for fractions of a cent, regulatory clarity in several jurisdictions, and real-world testing with institutions. At press time, XRP price was trading at $2.64, up 0.05% daily, with weekly gains of 10.4% and trading volume surging 18.2% to $5.47 billion. However, technical analysis indicates bearish short-term signals, with XRP struggling to maintain momentum above key EMAs and potentially facing a drop to $2.00 if it fails to hold $2.55.