Developers have secretly integrated Zero-Knowledge Proofs (ZKPs) into the XRP Ledger's core software, rippled, as reported by pundit Pumpius on October 28, 2025. This upgrade introduces shielded transactions and private settlement channels, enabling financial institutions to conduct confidential operations without compromising regulatory compliance.
The integration adds new transaction types, including ZkDeposit, ZkWithdraw, and ZkPayment, which strengthen privacy at the protocol level. This allows for secure, large-scale settlements while maintaining transparency. Additionally, the DNA Protocol's $XDNA token aligns with this framework, potentially creating a dual-layer system where XRP serves public functions and XDNA handles private, identity-based operations.
This move reflects a broader industry trend toward privacy in digital finance and could reshape how institutions manage sensitive transactions globally, positioning the XRP ecosystem for increased adoption.
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