SoFi Technologies, Inc. has made history by launching SoFi Crypto, becoming the first federally chartered bank in the United States to offer cryptocurrency trading to retail customers. The service rollout began on November 11, 2025, and will expand to all SoFi members over the coming weeks, enabling users to buy, sell, and hold digital assets like Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) directly within their existing SoFi accounts.
Anthony Noto, CEO of SoFi, emphasized the significance, stating, "SoFi Crypto represents a pivotal moment when banking meets crypto in one app, on a trusted platform. As the first and only nationally chartered bank to launch crypto trading to consumers, we are uniquely positioned to drive this innovation and set a new standard built on security, stability, and transparency." The platform integrates seamlessly with FDIC-insured SoFi Money accounts, allowing instant crypto purchases without external transfers, and features institutional-grade security, regulatory oversight, and transparent auditability to address sector concerns.
In addition to trading, SoFi provides in-app crypto education and guidance to help users manage financial risk, targeting both beginners and experienced investors. This move signals a major shift in traditional banking's approach to digital assets, potentially setting a precedent for other institutions to follow and accelerating mainstream adoption in a regulated, user-friendly environment.
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