Mutuum Finance (MUTM) Presale Nears Phase 6 Sell-Out, Analysts Predict 650% Surge Amid Bitcoin Bearish Trend

12.11.2025 16:30 5 sources positive

Mutuum Finance (MUTM) is capturing significant attention in the DeFi space as its presale advances, with Phase 6 nearly 86% filled and over $18.6 million raised from 17,900 holders. The token price has climbed from $0.01 to $0.035, with 796 million tokens sold, indicating strong investor interest ahead of Phase 7, where the price will increase to $0.040.

The project features a dual lending design, comprising a liquidity pool market where users deposit assets to earn interest via mtTokens, and a direct borrowing market with transparent risk rules and dynamic interest rates. Loan-to-Value (LTV) ratios, such as 75%, govern borrowing limits, with liquidation mechanisms in place to safeguard against collateral devaluation.

Security is a key focus, with a CertiK audit scoring 90/100 and a $50,000 bug bounty program ongoing. The V1 testnet on Sepolia is scheduled for Q4 2025, introducing features like Liquidity Pools, mtTokens, Debt Tokens, and a Liquidator Bot.

Analysts project a potential 650% surge, with price targets of $0.18–$0.25 upon initial adoption and $0.30–$0.48 by 2026, drawing comparisons to early Solana due to its community growth and roadmap clarity. To boost engagement, Mutuum offers a $500 daily leaderboard bonus and a $100,000 giveaway.

Meanwhile, Bitcoin (BTC) faces bearish pressure, trading around $101,971 with a head-and-shoulders breakdown and death cross pattern threatening support at $98,000. This uncertainty is driving investors toward alternatives like MUTM for higher short-term returns.