Mutuum Finance (MUTM) Presale Nears Completion, Challenging XRP and SHIB with DeFi Utility

Mutuum Finance (MUTM) is rapidly advancing through its presale phases, with Phase 6 over 90% sold out at a token price of $0.035, accumulating $18.8 million from more than 18,050 holders. The project, an Ethereum-based DeFi lending and borrowing platform, is preparing for the release of its V1 protocol on the Sepolia TestNet, signaling imminent mainnet deployment.

Investors are eyeing Phase 7, where the token price will rise to $0.04—a 20% increase—before the planned exchange listing at $0.06. Early participants could see returns of up to 400% post-launch, driven by high demand and the platform's innovative buy-and-distribute mechanism. This system uses platform revenue to purchase MUTM tokens from the open market and redistribute them to stakers, enhancing token utility and long-term value.

Security is bolstered by a CertiK audit, ensuring smart contract reliability. In contrast, Ripple (XRP) faces a critical resistance level at $2.15, with potential declines to $1.98 if breached, while Shiba Inu (SHIB) struggles with lower highs and sell pressure, leading investors to seek alternatives like MUTM for its real-world utility and growth potential in 2025.