Crypto Whales Shift Capital from Legacy Altcoins to Digitap ($TAP) Presale, Backing Fintech Banking App

05.12.2025 17:21 4 sources neutral

The cryptocurrency market is experiencing a strategic divergence as early signs of recovery emerge. While many traders are engaging in speculative "buy the dip" strategies on older, legacy altcoins—often referred to as "dino alts"—industry insiders and large-scale investors (whales) are directing significant capital towards the Digitap ($TAP) crypto presale.

On one side, tokens like Chainlink (LINK) and Cardano (ADA) have seen notable weekly price gains, driven more by nostalgia and altcoin rotation than by fundamental news or developments. This trend is viewed as a speculative bet on historical patterns repeating, with these assets trading at discounted prices compared to previous highs.

In stark contrast, the focus of savvy capital is on Digitap, a project developing an "omni-bank" fintech application. The platform, which is already live on iOS, Android, and web browsers, allows users to send, receive, store, save, invest, and spend both multiple fiat currencies and over 100 cryptocurrencies. A key partnership with Visa powers its debit card functionality, enabling users to preload funds in fiat or crypto and spend anywhere Visa is accepted.

The presale for Digitap's native $TAP token has raised over $2.3 million and is thriving despite broader market conditions. The token sale is structured in stages, with the price increasing from $0.0125 in Round 1 to $0.0334 in the current Round 2, which is reported as 95% sold out. The next round is slated to increase the price to $0.0361, with a projected launch price of $0.14.

A notable narrative highlighted in the news is that whales are reportedly selling Solana (SOL) holdings around the $130-$140 price point to fund purchases of $TAP. SOL has struggled to maintain momentum, trading down approximately 55% from its all-time high of $294 in January 2025, with analysts noting key support at $120.

Digitap's value proposition extends beyond a multi-asset banking app. The project aims to disrupt the remittance industry by offering cross-border transfers at fees under 1%, significantly undercutting the industry average of 6.2%. Its tokenomics feature a capped total supply of 2 billion $TAP, with a mechanism to allocate 50% of platform profits towards token buybacks, burns, and staking rewards, directly linking the token's value to the app's commercial success.

The project's smart contracts have been audited by security firms Coinsult and SolidProof. For early investors, a promotional code "TAPPER20" offers a 20% discount on first-time $TAP purchases during the presale.