TrustLinq, a Swiss-regulated payments company, has launched a new infrastructure platform aimed at solving cryptocurrency's multi-billion dollar usability problem. The company addresses the critical gap where an estimated 580 million global crypto holders face limited real-world spending options, with only about 15,000 merchants accepting crypto directly—representing less than 0.003% global usability.
The platform provides a regulated infrastructure layer that allows users to fund fiat-denominated transactions in over 70 currencies using their cryptocurrency holdings. This is achieved through established banking settlement channels like SEPA, SWIFT, Faster Payments, and ACH, without the need for a traditional bank account. TrustLinq operates under Swiss Anti-Money Laundering (AML) regulations and employs a non-custodial model, meaning it does not hold client funds.
"Global participation in cryptocurrency continues to grow, but the connection between decentralised assets and traditional financial systems has remained limited," said Sharon Gal Franko, CEO of TrustLinq. "TrustLinq was built to provide an infrastructure layer that bridges cryptocurrency with established fiat settlement networks in a regulated and controlled environment."
At launch, the platform supports specific stablecoins: USDT on both the ERC-20 and TRC-20 standards, USDC, and EURC. The company categorizes its model as "Self-Custodial Crypto to Third-Party Fiat Settlement," a new fintech segment designed to move crypto from self-custody into traditional finance without acting as an exchange or wallet provider. Additional settlement routes and technical integrations are under development as part of the company's roadmap.