Two separate DeFi platforms, BI DeFi and M DeFi, are promoting cloud mining services as a way for investors to generate passive income from major cryptocurrencies like XRP, Bitcoin (BTC), and Ethereum (ETH). The news articles, framed as educational content, highlight a purported market shift from price speculation to long-term value creation through cash flow.
BI DeFi's article connects its service to broader political and regulatory trends, suggesting that "Trump-linked crypto policy shifts" are improving the outlook for XRP. It argues that as regulation improves, XRP is gaining traction for institutional use in global payments, positioning it as a top yield asset for 2026. The platform itself offers "compliant, green-energy cloud mining" where users can purchase computing power contracts to earn daily XRP-linked yields without owning hardware. The article details example contracts, such as a $500 investment over 6 days yielding a $39 profit.
Similarly, M DeFi's article promotes a model to turn BTC and ETH "from passive holdings into income-generating assets." It emphasizes a move away from waiting for price appreciation and towards generating sustainable cash flow through managed computing-power contracts and DeFi yield participation. The process involves users depositing BTC or ETH to select a hashrate contract, with the system handling allocation and providing daily settlements. Example contracts include a $1,500 investment over 10 days for a $208.5 profit.
Both platforms stress compliance and security as foundations for their services. BI DeFi claims adherence to EU MiCA and MiFID II frameworks, audits by PwC, and insurance from Lloyd's of London. M DeFi highlights its enterprise-grade security system and multi-layered cold wallet management. The content is explicitly disclosed as being provided by a third party and not constituting investment advice.