As the crypto market enters 2026, investor focus is shifting toward sustainable, utility-driven projects, with Digitap ($TAP) emerging as a notable presale opportunity. The project, an omni-banking platform, is being positioned as a serious attempt to solve crypto's usability challenges, drawing comparisons to the early utility-first design of BNB.
BNB, with a market cap over $120 billion, is viewed as a stable, blue-chip asset for 2026, offering conservative growth but limited potential for outsized returns. This dynamic is driving newer investors toward earlier-stage projects like Digitap, where asymmetric upside remains viable.
Digitap differentiates itself by offering a live, functional mobile application on iOS and Android, combining TradFi and DeFi elements. The platform allows users to hold fiat currencies (USD, EUR, GBP) alongside cryptocurrencies (BTC, ETH) and spend digital assets in real-time via integrated payment rails and card-based transactions.
The $TAP token has a capped supply of 2 billion and operates under a deflationary model. Platform revenue funds buybacks and token burns, with 50% of repurchased tokens permanently removed from circulation. The token provides benefits like transaction fee reductions, staking rewards, and access to premium card tiers.
The presale has raised nearly $3.5 million, with over 172 million $TAP tokens sold at a current price of $0.0411. The next price increase is scheduled to $0.0427, with a targeted listing price of $0.14, highlighting a significant gap between presale entry and market debut.
In comparison to another presale project, Remittix, which focuses solely on cross-border payments, Digitap offers a broader financial environment. Experts suggest Digitap's full banking framework, live infrastructure, and multi-faceted demand drivers give it a structural edge for long-term relevance in 2026.