Citigroup Predicts XRP Could Reach $10 by Late 2026, Fueled by Regulatory Shifts and ETF Potential

Jan 7, 2026, 2:15 p.m. 4 sources positive

Financial giant Citigroup has projected that the price of XRP could reach $10 by the end of 2026, according to a market outlook report. This forecast represents significant upside potential from current levels and is primarily driven by expectations of a more favorable regulatory environment under the Trump administration.

Key catalysts identified by Citigroup include the gradual easing of regulatory uncertainty, increased institutional investor participation, the potential launch of an XRP spot ETF, and improved custody and clearing infrastructure. The report notes that the Office of the Comptroller of the Currency (OCC) has reiterated its long-term focus and confidence in XRP and its underlying technology, which is seen as laying a clearer compliance framework for institutions.

From a technical perspective, the area around $2.25 is considered a key support level for XRP. The analysts suggest that with the opening of compliant custody accounts and new institutional-grade infrastructure, XRP's price volatility may increase in stages, but this will also bring more liquidity and trading opportunities to the market.

In a related development, the news coverage highlights that investors are exploring compliant platforms to generate returns while positioning for XRP's long-term potential. Platforms like BI DeFi, which offers cloud mining contracts, are being presented as a way to build a stable cash flow. BI DeFi, headquartered in the UK, claims to adhere to regulatory frameworks like MiCA and MiFID II and has passed audits by PwC, with custody insurance from Lloyd's of London.

Another platform mentioned, DBTC DeFi, promotes a fully automated "hands-free" earning system designed to deliver daily returns without trading, though its claims are presented as educational material and not endorsed by the news source. Both articles carry strong disclaimers stating they do not represent investment advice and that the content is provided by a third party.

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