The cryptocurrency market is witnessing a notable shift in capital allocation, with XRP whale activity declining significantly while attention turns to the emerging payment-focused altcoin Remittix. According to data from CryptoQuant, whale flows of XRP to the Binance exchange have seen a rapid decline since mid-December 2025, indicating a potential change in market dynamics.
Analysts interpret the reduced inflow of large XRP transactions to exchanges as a sign that major holders are "either holding onto it or putting it in storage" rather than preparing for immediate selling. This behavior typically signals an accumulation phase, where investors demonstrate long-term conviction by reducing selling pressure. XRP is currently trading within a key multi-month support range of $2.10 to $2.20, with buyers actively defending this zone.
Concurrently, market focus is shifting toward Remittix, a rival payment altcoin that is gaining traction ahead of its planned PayFi release in February 2026. This capital rotation reflects a broader trend where investors are seeking projects with real utility and long-term value, moving away from assets perceived as having uncertain short-term prospects.
The changing whale behavior coincides with ongoing regulatory developments affecting Ripple Labs, the company associated with XRP. While legal uncertainties persist, the market appears to be reaching an equilibrium where participants are making decisions based more on fundamentals than short-term price movements.
