Bybit, the world's second-largest cryptocurrency exchange, has launched a new Flexible Easy Earn product for tokenized gold (XAUT), featuring a boosted Annual Percentage Rate (APR) of up to 11%. The offering comes as the price of gold surpasses a record $4,600 per ounce for the first time, driven by geopolitical tensions and heightened safe-haven demand from global investors.
The new XAUT Flexible Easy Earn product, available immediately under Bybit Earn, features a tiered APR structure. Eligible users can earn up to 11% APR on holdings between 0.05 and 0.1 XAUT. For balances above 0.1 XAUT, a base APR of 1% applies. The product requires no lock-up period, accrues interest daily, and allows for withdrawals at any time.
The launch capitalizes on a historic rally for gold, which saw prices increase by 65% by the end of 2025. Bybit positions the product as a response to investor demand for assets that combine wealth preservation with income generation. The exchange highlights the advantages of on-chain, tokenized gold like XAUT over physical gold, including yield opportunities through lending and staking, fractional ownership starting from as little as 0.001 XAUT, 24/7 global liquidity on blockchain platforms, and the elimination of storage hassles, vault fees, and insurance costs associated with physical bullion.
Bybit stated that its Easy Earn product helps traders capture potential market upsides and "sets the gold standard for on-chain advantages for CEX users." The exchange, founded in 2018, serves over 80 million users globally and emphasizes its role in bridging traditional finance (TradFi) and decentralized finance (DeFi).
