Analysts are revisiting the ambitious question of whether XRP can catch up to Ethereum's market valuation by 2030. Currently, XRP trades around $2.10 with a market cap of just over $127 billion, while Ethereum sits near $3,100 with a valuation of approximately $375 billion, leaving a gap of roughly $250 billion.
For XRP to enter the same valuation conversation as Ethereum today, it would need a rally of about 217%, pushing its price toward $6.60 and its market cap close to $400 billion. Several analyst models suggest this is possible within the next few years. Changelly forecasts XRP reaching the $6 range as early as April 2028, while Telegon places similar targets around 2027. Standard Chartered has floated an even more bullish projection of $10 for XRP in that timeframe.
However, the challenge is compounded by Ethereum's own expected growth. Changelly projects ETH could reach near $14,673 by January 2030, a 470% gain, pushing its market cap toward $1.76 trillion. Telegon's estimates align, expecting ETH to trade between $12,296 and $15,131 by 2030. This means XRP would need to significantly outperform Ethereum, not just rally, to close the gap. Some extreme forecasts, like a $100 XRP by 2030 implying a $6 trillion+ market cap, are viewed by many analysts as a stretch.
Concurrently, a new "PayFi" narrative is emerging, with analysts pointing to the Remittix (RTX) project as a potential "XRP 2.0." The DeFi project has raised $28.8 million in private funding and recently launched its live wallet on the Apple App Store. A major catalyst is expected on February 9, when its crypto-to-fiat payment rails are scheduled to go live. The project has passed 25,000 holders and is CertiK verified, leading some traders to suggest RTX could hit key price milestones before XRP reaches its long-discussed $5 target.
