The cryptocurrency market is witnessing a significant shift from speculative hype towards projects with tangible, real-world utility. This trend is exemplified by the performance of Digitap ($TAP), an omni-bank ecosystem designed for everyday financial use, which has gained 240% during its ongoing presale phase, raising over $4.2 million.
While established layer-1 projects like SUI maintain significant market presence—with a market cap around $6 billion as of early 2026—their growth is largely tied to technical infrastructure and developer ecosystems. In contrast, Digitap is being shaped for daily financial activity, a focus that is leading some analysts to predict it could outperform SUI this year and reach a price target of $3.
Digitap's presale has progressed through multiple rounds, with the token price increasing from $0.0125 to $0.0427 in its current Round 3. The project reports a user base of more than 120,000 connected wallets, attracted by features like a unified fiat and crypto account, fast cross-border transfers, and a non-KYC Visa card for spending crypto in real-world environments.
The platform's tokenomics are designed to support long-term sustainability. It has a fixed supply of 2 billion $TAP tokens. Half of all platform-generated fees are allocated to token buybacks and burns, creating deflationary pressure, while the other half supports staking rewards. The project targets a listing price of $0.14.
This growth is framed within a broader market movement termed "PayFi" (Payment Finance), where the focus is shifting from trading utility to spending utility. Digitap's design aims to remove friction for users like freelancers, remote workers, and small businesses by integrating earning, holding, sending, and spending into a single, privacy-first flow.
The article, which is sponsored content and labeled as such, concludes by positioning Digitap as a prime example of how practical application and real-world integration are becoming key drivers for the next stage of crypto adoption, especially as investors become more selective heading into 2026.
