Multiple artificial intelligence (AI) platforms have issued price projections for XRP that are significantly more optimistic than the revised forecast from banking giant Standard Chartered. The bank has slashed its 2026 price target for XRP from $8.0 to $2.8, citing ongoing market pressures.
In contrast, AI models cite factors like regulation, potential ETF flows, and institutional adoption as foundations for higher targets. Specific AI analyses from ChatGPT, Claude, and Grok project that XRP will trade between $1.35 and $2.20 throughout March 2026. They identify short-term price movements as being driven by Bitcoin's price, ETF flows, and broader macroeconomic sentiment.
The forecasts come as XRP endures a severe corrective phase. The token is about to complete its fifth consecutive bearish monthly close, having experienced a net pullback of over 60% from its July 2025 high of $3.6662. Trading at approximately $1.4490 at press time, XRP has declined roughly 40% in 2026 alone after an initial rally to $2.1468 in early January. This persistent bearish pressure has led analysis platforms, including Standard Chartered, to lower their expectations.
Technically, XRP is trading below its key 20-day and 50-day moving averages, which are now acting as resistance around the $1.44 level. Despite a single-session recovery of 5.3%, February ranks among the token's worst-performing months in recent history, with momentum indicators suggesting a slowdown.
