The global blockchain technology market, valued at $41.14 billion in 2025, is projected to grow at a staggering 90.1% compound annual growth rate (CAGR) through 2030, signaling a decisive shift from speculative investment to strategic business infrastructure. According to SVB's 2026 crypto outlook, 2025 marked crypto's return to the financial mainstream, fueled by advancing regulatory standards and accelerating institutional engagement.
A key catalyst for this adoption is the GENIUS Act, signed into law in July 2025, which established consistent federal standards for fiat-backed stablecoins. This regulatory clarity has unlocked what law firm Sidley Austin describes as a "flood of interest" in stablecoin implementation for both consumer products and core payments infrastructure.
Major financial institutions are rapidly deploying solutions. JPMorgan extended its JPM Coin functionality to public blockchains in November 2025 for intraday settlement among institutional clients. A consortium of U.S. banks, including PNC, Citi, and Wells Fargo, is exploring a joint stablecoin initiative through Early Warning Services, the parent company of Zelle. Meanwhile, stablecoin issuer Paxos now mints tokens for major payments companies like PayPal and Fiserv.
In cross-border payments, Stripe's rollout of USDC payments across over 50 countries enables businesses to settle internationally in stablecoins instantly, eliminating traditional banking delays and foreign exchange costs. Venture capital investment in stablecoin-related infrastructure has surged from less than $50 million in 2019 to over $1.5 billion in 2025.
Beyond payments, tokenization of real-world assets (RWA) moved from pilot programs to production in 2025. BlackRock expanded its European digital-asset offering with a listed Bitcoin product and continues developing tokenized bond strategies. Fidelity provides direct custody and execution services with blockchain-based settlement, and JPMorgan runs its Onyx platform for tokenized payments and securities. The business value of blockchain is forecasted to exceed $3.1 trillion by 2030.
SVB's research warns that companies delaying integration risk falling behind, as early adopters gain measurable cost advantages, faster settlement cycles, and broader geographic reach that legacy systems cannot match.
