Bybit, the world's second-largest cryptocurrency exchange, has announced a significant dual upgrade to its institutional and retail trading services, focusing on capital access and AI-powered automation. The first initiative, announced on March 20, 2026, involves a major overhaul of its Bybit Institutional division's interest-free loan program and the launch of a new trading rewards scheme.
The revised loan program, effective from March 3, 2026, moves beyond a sole reliance on trading volume for qualification. It now incorporates additional metrics such as account equity and open interest, broadening access for capital-rich institutions and active derivatives traders. Borrowing limits under this program can scale up to $10 million in stablecoins like USDT or USDC. According to Yoyee Wang, Head of the Business-to-Business Unit at Bybit Institutional, the changes are designed to "better align with how institutions deploy capital across different market cycles" and provide "multiple pathways to access the capital."
Concurrently, Bybit has launched an Institutional Trading Reward initiative aimed at recognizing and incentivizing high-activity participants who contribute to market liquidity and volume on the platform.
In a separate but related announcement, Bybit has rolled out a major upgrade to its AI Trading Skills Hub. This enhancement transforms the platform into a more comprehensive trading orchestration layer. Key new features include copy trading integration, allowing users to retrieve and follow recommended lead traders via AI, and advanced bot management for the full lifecycle control of strategies like Spot Grid and Futures Martingale.
The upgrade also introduces institutional-grade algorithmic execution tools, including Chase Limit Orders, Iceberg Orders, and Time-Weighted Average Price (TWAP) strategies, accessible through natural language commands. To address security concerns in AI-driven trading, Bybit has implemented a new dual-source verification framework. This mechanism requires consistency across two independent trust channels before code execution, significantly raising the barrier against supply chain attacks.
