The potential for Ripple to secure a full banking license and its profound implications for the XRP price are gaining significant attention following analysis from Teucrium Chief Executive Officer Sal Gilbertie. In a video interview featured on the Paul Barron Network, Gilbertie laid out a scenario where Ripple could become one of the world's top 20 banks by market capitalization if it obtains the license.
Gilbertie emphasized that Ripple's existing holdings of 40 billion XRP in escrow could dramatically increase its balance sheet value in a regulated banking environment. By leveraging these tokens as a strategic asset, the company's valuation would expand in proportion to the cryptocurrency's price. The Teucrium CEO specifically highlighted that this transformation could propel the XRP price to $3, a move that would cement Ripple's status among global banking giants. The interview further explored potential scaling if XRP reaches "multiples of $3."
Separately, a technical analysis points to a potential XRP price rally. Open interest (OI) in XRP leveraged futures has plummeted 70%, from $660 million in October to $203 million by March, wiping out $457 million in positions. This flush of leverage mirrors conditions seen in April 2025, which preceded a 103% price surge over three months. Analysts suggest that with futures markets now lighter, catalysts like the Federal Reserve's interest rate decision, the progress of the CLARITY Act in Congress, or Mastercard's new crypto payments program—which lists Ripple as a partner—could trigger significant upward movement.
For XRP to reach $3 from its current price near $1.43, the market would require an influx of approximately $45 billion in fresh capital into the asset. Analysts note that such institutional inflows have historically followed major Bitcoin rallies, not preceded them. Meanwhile, Ripple continues its regulatory progress, having received conditional preliminary approval from the U.S. Office of the Comptroller of the Currency (OCC) for a national trust bank charter.
