London-based fintech giant Revolut, known for its crypto-friendly services, has announced record-breaking financial results for 2025, showcasing significant growth and profitability as it expands its global banking footprint. The company reported a pretax profit of $2.3 billion, marking a substantial 57% increase year-over-year. Revenue also saw a major jump, climbing 46% to reach $6 billion.
This marks Revolut's fifth consecutive year of net profit, which stood at $1.7 billion for 2025, with profit margins improving to 38%. The growth was driven by a diversified mix of services, including card payments, subscriptions, foreign exchange, and wealth products. The firm noted that eleven distinct business lines each generated over $135 million in revenue, demonstrating the platform's resilience.
Customer metrics surged alongside financial performance. Total customer balances grew by 66% to $67.5 billion, while annual transaction volume hit $1.7 trillion. Revolut added 16 million new retail users in 2025, bringing its total to 68.3 million globally. Business accounts also increased significantly, rising to 767,000.
A central pillar of Revolut's strategy is regulatory progress. Earlier in March 2026, the company finally received its full U.K. banking license from the Prudential Regulation Authority (PRA), a process that had been lengthy. This license enables Revolut to offer new products like personal loans in the U.K. Simultaneously, the company has filed for a U.S. Bank Charter. If approved, this charter would allow Revolut to operate across all 50 U.S. states under a unified regulatory framework and offer expanded services like credit cards and loans to American customers.
CEO Nik Storonsky described the results as the foundation for the company's "next phase of growth," while CFO Victor Stinga highlighted the platform's "structural resilience." Looking ahead, Revolut plans to invest $13 billion over the next five years and has set an ambitious target of reaching 100 million customers by 2027. The firm, which lets users buy and sell cryptocurrencies through its platform and a dedicated exchange called Revolut X, achieved a valuation of $75 billion in a 2025 secondary share sale.
