Ripple has confirmed that its treasury platform, Ripple Treasury, is now connected to 13,000 banks and facilitates $12.5 trillion in payment volume. The announcement, made on social media platform X, highlights Ripple Treasury as the world’s most adaptable treasury platform, providing 100% cash visibility to institutions. This comes after Ripple acquired GTreasury in 2025 for $1 billion, rebranding it to expand its reach across corporate treasury operations and banking infrastructure.
Analyst Patrick L. Riley noted the significance of this network, comparing it to the roughly 4,336 banks and 4,287 credit unions in the United States, suggesting Ripple’s reach extends well beyond the Anglosphere. Riley applied the Bakkes Pipeline (stock-to-flow-style) model, estimating that if 20 billion XRP were used to move $12.5 trillion annually, the implied average value would be $625 per XRP. However, Ripple has not confirmed that this payment volume runs through XRP directly, and Ripple executive David Schwartz has cautioned against speculation, stating that NDAs are common in business and do not prove secret adoption plans.
At the time of writing, XRP trades near $1.41 after breaking above $1.40, with traders watching descending resistance and rising support. The utility debate continues, as token adoption depends on actual settlement usage and liquidity demand.
