Alchemy Chain has published a detailed roadmap for what it calls the first dual-compliant stablecoin payment blockchain, designed to bridge traditional finance and on-chain settlement while meeting regulatory standards in Europe and Asia. The Layer‑1 network is purpose‑built for stablecoin payments, targeting users, merchants, and institutions that need faster, regulated cross‑border transactions.
The roadmap lays out a multi‑stage rollout through 2026. It starts with obtaining regulatory foundations in Hong Kong — including SFC Type 1, Type 4, and Type 9 licenses and alignment with the Hong Kong Monetary Authority’s stablecoin rules — then expands to European payment rails through compliance with MiCA and PSD2. Later phases cover the issuance of a native USD stablecoin on‑chain and a push into new markets such as Korea.
A concrete use case highlighted is cross‑border trade in Africa. Alchemy Chain says that by using compliant USD, EUR, or HKD stablecoins for settlement and converting to local currencies like the Nigerian naira or Kenyan shilling, transaction time could shrink from days to seconds while costs could fall by 70‑80%. The team projects that participating African merchants could see a 40‑50% increase in transaction volume within six months of integration.
The network’s mainnet is already live, and builders are invited to explore its documentation. The native gas token $ACH remains a core part of the ecosystem, and the roadmap frames the entire project as infrastructure for turning stablecoins into a fully integrated payment layer for the real economy.
