Node operators and validators on the XRP Ledger are required to upgrade to XRPL version 3.1.3 ahead of the amendment activation window on May 27, 2026. Servers running older software risk becoming amendment blocked, losing synchronization with the network and the ability to process transactions. Prominent XRPL validator Vet warned that only about 40% of the network had updated as of the warning, urging infrastructure providers, exchanges, decentralized exchanges (DEXs), NFT marketplaces, and ecosystem projects to update immediately.
The upgrade is tied to the network's amendment system, which requires 80% validator support for two consecutive weeks before activation. Once activated, nodes that cannot interpret the new rules will be disconnected. The fixCleanup3_1_3 amendment includes several critical bug fixes and efficiency improvements:
- Automatic removal of expired NFT offers: Expired offers will be automatically deleted from the ledger, preventing storage bloat.
- Protection of restricted settings: A bug that allowed failed transactions to alter permissioned domain settings is fixed.
- Enforcement of vault withdrawal limits: The system will now respect trust line limits when tokens are withdrawn from vaults, preventing overdraws.
- Loan accounting fixes: Updates to loan records after default or impairment will now propagate correctly across all linked ledger entries.
- Loan overpayment safety check: Overpayments on loans that do not allow them will return a clear error code, and a new check ensures LoanBrokers' CoverAvailable matches actual assets.
Ordinary XRP holders are not affected; they do not need to move tokens or update wallets. However, exchanges, DEXs, NFT marketplaces, and any service relying on direct XRPL access must upgrade to avoid service disruptions. The XRP Ledger Foundation has been coordinating readiness checks with centralized exchanges and smaller projects. The upgrade also comes amid growing attention to the ledger's institutional readiness, with analyst Dark Defender describing it as part of an "institution-ready" phase.
