Alchemy has launched AgentCard, a virtual Visa card and identity tool designed to let AI agents make payments and operate across real-world digital commerce systems. Built through an integration with Visa Intelligent Commerce, Visa’s suite of tools for AI-driven commerce, the product gives developers a single API that provides an AI agent with a Visa payment token, dedicated email address, phone number, and crypto wallet.
AgentCard defaults to Visa-issued tokens, giving agents access to familiar card payment infrastructure, while also supporting crypto and agent-native payment protocols where merchants accept them. Among the emerging protocols supported are Coinbase-incubated x402 and Stripe’s Machine Payments Protocol. Alchemy said the system automatically upgrades the payment path as merchant and network adoption grows, without requiring reconfiguration.
The card includes robust spend controls, allowing users to set merchant restrictions, per-transaction limits, budgets, and prepaid balances. Real-time transaction tracking helps developers monitor spending and detect unusual activity. Alchemy co-creator Flor Ronsmans De Vry emphasized that the hardest part of deploying an agent is setting it up to operate in the world, and AgentCard collapses that setup into one step.
The launch comes amid a surge in agentic commerce initiatives: Mastercard recently unveiled Agent Pay for Machines, MetaMask introduced Agent Wallet for Ethereum-based services, and Tether-backed Oobit rolled out virtual Visa cards for bots spending USDT. Alchemy, already a major blockchain infrastructure provider, extends its role from blockchain access into payments, identity, and agent operations with AgentCard, positioning itself at the intersection of AI and Web3 infrastructure.
