Two independent calls are painting a bullish picture for XRP, with a reputed crypto trader declaring that the token will reach $10 and above within the next 12 months, while Claude AI Opus 4.8 projects a year-end recovery to $2.20 and a stretch bull case of $3.00. Both voices draw on a fundamental backdrop that they argue the current price near $1.04 simply hasn’t priced in.
The trader’s thesis rests on historical crash patterns. In prior cycles XRP shed 95% then 85% from its peak; this cycle a 75% decline is expected. Applying that to the $3.66 high, the bottom lies around $0.90. With XRP already at $1, the trader believes the asset is establishing its final floor. He has begun dollar-cost averaging into the $1.10–$0.75 zone and would even buy a dip to $0.55–$0.60. The expectation is that once the bottom is in, a rapid surge to double-digit territory will follow. The trader also suggests Ripple could surpass Ethereum by market cap.
Claude AI Opus, meanwhile, focuses on a stark divergence between price action and institutional behavior. Spot XRP ETFs have drawn roughly $1.4–$1.6 billion since launching in November 2025, with May posting the strongest inflows even as Bitcoin ETFs bled a record $3.5 billion. On-chain data shows XRP in custody nearly doubling from 478 million tokens in January to over 900 million by June. The model adds the August 2025 SEC settlement that ended five years of litigation, the CLARITY Act moving through the Senate with bipartisan support, and Ripple’s RLUSD and tokenization expansion as reasons why the fundamental picture is far stronger than the chart suggests.
Technically, XRP is testing the critical $1.00 psychological floor. A break below that and the $0.96 structural level could open a path to $0.85, erasing much of the ETF-era gains. Resistance stands at $1.40 and then a heavy ceiling at $2.20. The AI’s base case sees a recovery to that $2.20 level if risk appetite returns; the bull case to $3.00 hinges on the CLARITY Act passing and sentiment flipping broadly bullish by year-end. With the Fear & Greed Index at just 18, the bear case warns that XRP remains a high-beta asset bleeding with the broader market, but the accumulation data suggests that when macro conditions improve, the institutional bid could unlock quickly.
