Bitget has introduced the industry's first Cross-Asset Unified Account (UTA), a next-generation trading account architecture that merges more than 370 eligible assets — including 100 tokenized U.S. stock tokens known as rTokens — into a single margin pool. The move extends unified margin far beyond cryptocurrencies, allowing tokenized equities to function alongside digital assets within one capital framework.
The Cross-Asset UTA represents the third evolution of exchange account design, following earlier models that isolated margin per asset or unified only cryptocurrencies. The new system gives real-world assets the same status and utility as crypto, enabling eligible rTokens to serve multiple purposes simultaneously: users can maintain exposure to underlying U.S. equities, collect cash dividend distributions where applicable, use the tokens as margin for futures and margin trading, or pledge them as collateral to borrow stablecoins — all without exiting their positions.
"Bringing stocks onchain is the first step but the real breakthrough comes when those assets can work with the same flexibility as crypto," said Gracy Chen, CEO of Bitget. "A stock position should be able to hold value, support another trade, or unlock liquidity instead of sitting in isolation."
The initial rollout covers 100 tokenized equities linked to major U.S. companies and ETFs, including rAAPL, rAMZN, rMETA, rTSLA, rGOOGL, rNVDA, rMSFT, rQQQ, rSPY, rJPM, rWMT, rV, and rMSTR. Collateral discount rates reach up to 95%, depending on asset tier and holding size, while borrowing rates update hourly based on supply and demand.
The launch builds on Bitget's earlier move in June, when it enabled 15 tokenized stocks and ETFs as collateral for USDT-margined futures. The new account expands that number to 100 and broadens their use beyond collateral to full margin and borrowing functions. The underlying Reality protocol, which issues rTokens, has surpassed $100 million in assets under management within its first month and generated more than $671 million in cumulative trading volume, according to Bitget.
Bitget plans to continue adding assets to the Cross-Asset UTA as part of its Universal Exchange vision, connecting crypto and traditional finance through a single seamless trading experience.
