Ripple Payments Europe SA has been officially listed on the European Securities and Markets Authority (ESMA) MiCA register, granting the company full Crypto Asset Service Provider (CASP) authorization to operate across all 30 countries of the European Economic Area (EEA). The listing, announced on July 17, 2026, comes as part of a broader update that added 14 new crypto firms to the register, including MoonPay Europe, B2C2 Europe, and OSL.
With the MiCA transitional period having ended on July 1, 2026, this authorization is critical for any crypto service provider legally serving EU customers. Ripple Payments Europe, which recently secured a license in Luxembourg, can now offer regulated crypto payment services to financial institutions and businesses throughout the EEA under MiCA's passporting regime. This eliminates the need for separate approvals in each member state, streamlining its European expansion.
The development puts associated digital assets such as XRP, the XRP Ledger (XRPL), and the RLUSD stablecoin in the spotlight, as they stand to benefit from stronger real-world use cases within a compliant framework. ESMA's register now totals 294 authorized CASPs, signaling a maturing regulatory environment for digital assets in Europe. The inclusion of payment companies, institutional liquidity providers, and crypto infrastructure firms highlights the region's growing appeal as a regulated digital asset hub.
