Ramp, the finance platform used by over 70,000 businesses, has officially launched stablecoin accounts powered by Solana, moving the feature from public beta to general availability. The rollout enables companies to hold, move, and account for USDC and USDT directly within their existing financial workflows, eliminating the need for separate crypto wallets or exchanges. Balances can earn rewards of up to 3.25% and are integrated into the same approval chains and accounting tools businesses already use for bills, cards, and reimbursements.
The new functionality allows cross-border payments in stablecoins around the clock, bypassing traditional banking hour limitations. Ramp states that stablecoin transfers can be processed and delivered within five minutes, 24/7, and incur no fees. Payments can be funded directly from USDC or USDT balances, or from a USD bank account with automatic conversion. The feature is available in more than 140 countries, with settlement options in over 40 local currencies through Ramp Bill Pay. However, the service is not available in New York State.
While Ramp emphasizes that it is neither a bank nor a digital asset custodian – custody is handled by Bridge Building Inc. and its affiliates – the integration places Solana at the center of a growing trend in enterprise finance. SolanaFloor and the Solana Foundation highlighted the launch as a validation of the network’s capability to serve as a payment rail for real-world business use cases. According to Ramp, more than 1,000 businesses already used stablecoins through its platform before the official launch, and over 70% of that payment volume occurred outside traditional banking hours.
The announcement follows a series of Solana-focused institutional developments. Earlier in July 2026, SBI Holdings and the Solana Foundation formed SBI Solana Global to build regulated on-chain financial infrastructure in Japan, including a yen-denominated stablecoin. In April, South Korea’s Shinhan Card tested stablecoin payments on Solana’s testnet. The Solana Foundation and Google Cloud also recently introduced Pay.sh, a gateway allowing AI agents to pay for cloud services with stablecoins on Solana. These initiatives underscore Solana’s expanding role in enterprise stablecoin settlement beyond decentralized finance.
