Bybit, the world’s second-largest crypto exchange by volume, announced two major initiatives on July 29, 2026: a strategic collaboration with AI-driven wealth tech platform Finloop to offer an AAA-rated tokenized USD liquidity product, and a separate DCA trading challenge with up to 55,000 USDT in rewards for auto-investing in Bitcoin, Ethereum, and Tether Gold.
The Finloop partnership introduces Finloop USD Instant Digital Liquidity (FUIDL), a tokenized money market fund that provides institutional and professional investors on-chain access to USD liquidity. Backed by a fund rated AAAm by S&P, Aaa-mf by Moody’s, and AAAmmf by Fitch, FUIDL enables hourly subscription and redemption with T+0 interest accrual. Bybit will allow FUIDL shares to be used as collateral for trading, blending traditional asset backing with blockchain settlement. The exchange’s Global Head of TradFi and RWA, Yoyee Wang, called the move “a pivotal step in realizing our vision of The New Financial Platform,” adding that same-day settlement and reinforced custody standards “are redefining what financial interoperability can look like.” Finloop’s tokenization infrastructure and Bybit’s ByCustody will pilot T+0 settlement for select assets throughout 2026, with plans for a global rollout.
Separately, Bybit unveiled its DCA Challenge, running until August 17, 2026. New DCA bot users earn 20% cashback on cumulative BTC, ETH, and XAUT investments starting from $100, capped at 50 USDT for the top 100 investors by volume. A shared 50,000 USDT prize pool is available for all eligible participants who maintain at least $200 in daily holdings through the DCA bots. The promotion highlights a steady accumulation strategy that automates recurring purchases to reduce volatility impact, targeting long-term holders rather than short-term traders.
