SBI-backed gaming and blockchain company Gumi has consolidated an $86 million corporate digital asset treasury entirely into XRP, positioning itself to become Japan’s largest corporate holder of the token. The move signals a concentrated institutional bet on XRP as a long-term reserve asset for payments, tokenization, and finance.
Alongside the treasury allocation, Gumi and SBI Group launched SBI Crypto Fund LLC, an actively managed vehicle capitalized with $18.3 million. Unlike the corporate reserve, the fund will diversify across Bitcoin and other digital assets, adapting to market conditions. This dual structure combines high-conviction XRP holding with professionally managed diversification for institutional clients.
The strategy also includes a patent-pending digital asset accounting platform developed by Hinode Technologies, a joint venture between Gumi’s subsidiary gC Labs and TISI Inc. Designed for listed companies and institutions, the system automates records for staking rewards, gas fees, and on-chain transactions while integrating with existing accounting software. The platform will first serve SBI Crypto Fund before being commercialized externally, addressing the operational barriers that often deter institutional adoption.
These initiatives fit into a broader SBI blockchain expansion that includes Ripple’s payment network, collaborations with Ondo Finance on tokenizing Japanese equities, and SBI VC Trade’s growth beyond 2 million accounts. Gumi’s $86 million XRP commitment thus represents a coordinated push spanning treasury management, investment products, and enterprise infrastructure.
Separately, coordinated U.S.-Japan currency intervention aimed at stabilizing the yen has renewed attention on cross-border liquidity infrastructure. While the intervention did not involve XRP directly, it underscored the ongoing demand for efficient settlement solutions—an area where Ripple’s technology and the XRP Ledger continue to gain traction in Japan. This macro backdrop further strengthens the narrative around payment modernization, a core use case for XRP.
