XRP has swung between roughly $0.90 and $1.00 in mid-August 2026, as conflicting whale signals complicate the near-term outlook. On August 12, the token reclaimed the $1.00 level after briefly dipping below it, with Santiment data showing the number of million-XRP wallets increased by 32 since May while retail investors sold into weakness.
Fundamental developments continue to build around the XRP Ledger. Tokenized real-world assets on the network grew nearly 400% this year to $4.4 billion, according to CryptoPotato. Spot XRP ETFs recorded a positive week, Mastercard completed its acquisition of Ripple partner BVNK, and the U.S. Senate delayed the CLARITY Act vote to September, pushing back a possible regulatory catalyst.
At the same time, CryptoQuant data highlighted by market observers shows large XRP holders are still depositing tokens on Binance at elevated levels. Whale-to-exchange flows remained relatively muted from 2017 through late 2024, but began rising during the late 2024 rally from about $0.50 to above $2.50 and have not returned to previous lows. That continued distribution into 2026 is seen as a bearish or mixed signal.
Technically, XRP is down about 72% from its July 2025 all-time high of $3.65. The $1.00 area is acting as near-term support, while $1.09 to $1.12 is viewed as the key resistance zone for any recovery. Analysts at Changelly have projected an August range of $1.05 to $1.16, and Standard Chartered has pointed to $2.80 as a potential longer-term target if regulatory clarity improves.
