Visa has moved its USDC stablecoin prefunding service into commercial production, selecting Inyo Global as the first processor to offer the capability to clients. The service allows eligible businesses to use Circle's USDC to fund cross-border payouts through Visa Direct in near real time, including when traditional funding windows are closed.
Inyo Global serves money transmitters, fintechs, banks and payment companies, providing onboarding, fraud and compliance services, payment acceptance, and domestic and international payouts through Visa Direct across more than 180 countries. The USDC prefunding capability is available through Inyo's existing APIs, subject to eligibility and geographic restrictions. Inyo Global co-founder and Chief Product and Technology Officer Robson Dantas said the integration gives clients "a new way to fund their payouts, one that is available around the clock and runs through the same Inyo APIs they already use."
Visa began stablecoin prefunding pilots in September 2025 with USDC and EURC, focusing on how businesses funded payments rather than what recipients received. It later tested USDC payouts in November 2025. In August, Visa said it was working with zerohash to support stablecoin funding and payouts through Visa Direct. Earlier this month, Visa also settled $750,000 in payment obligations with Lloyds during a seven-day USDC trial, with funds reaching Visa in less than an hour, including over the weekend.
"The next chapter for stablecoins is adoption," said Vira Platonova, global head of Visa Direct. Visa plans additional partnerships to support stablecoin-enabled payment services. The rollout comes as Mastercard launched its Global Money Platform on October 15, integrating BVNK's stablecoin infrastructure with conventional payment services through partners including Nuvei, Marqeta, Ontop, Bolt Group and Almond FinTech.
