US spot XRP exchange-traded funds have drawn approximately $1.81 billion in cumulative net inflows, but the five tracked funds now hold about $1.46 billion in assets after November 3 trading. According to CryptoETF Today, estimated unrealized losses narrowed to roughly $440 million from about $489 million on October 31, even though XRP closed near $1.28—well below the modeled average ETF entry price of $1.72.
The fund positions are estimated to be about 25% below their average entry price. Monthly inflows lost momentum in October, falling to $18.83 million from $121.40 million in September, according to SoSoValue. The funds had previously recorded a 13-week inflow streak. On November 2, the five funds posted $530,000 in net withdrawals, concentrated in Canary Capital’s XRPC, while November 3 data showed no new flows among reporting funds, with three reports still outstanding.
Ripple also released one billion XRP from escrow on November 1 in two 500-million-token transfers; this was a scheduled release and does not confirm sales. The ETFs collectively still hold more than one billion XRP. Meanwhile, Ripple's reported banking expansion involving BNY, Coinbase, and Robinhood has not automatically generated new XRP buying, and XRP ETF inflows have stalled despite the institutional headlines.
