Bybit announced two major product expansions on November 9, 2026, strengthening its position as a gateway between traditional finance and the crypto economy. The exchange introduced Bybit Lite Loan, a simplified crypto-backed borrowing product, and expanded Bybit RWA Earn with its first equity-based real-world asset product linked to a Japanese high-dividend equity strategy.
With Bybit Lite Loan, users can borrow USDT or USDC against BTC or ETH without managing complex margin parameters. The product offers no liquidation during the initial 30-day loan term, subject to applicable product terms. Bybit is also running a limited-time promotional service fee of 0.5%, reduced from the standard 1%, for eligible orders initiated between November 9 and December 8, 2026. The loan includes a 30-day repayment window plus an additional 30-day grace period, giving users up to 60 days of flexible liquidity. Bybit also introduced Trade Auto-Repayment for Unified Trading Account users, automatically applying spot trade proceeds to outstanding borrowing liabilities.
In a separate expansion, Bybit RWA Earn added JPE, a Plume product backed by the JX token. This marks the first equity product on Bybit RWA Earn, broadening access beyond fixed-income strategies into Japanese equity markets. The underlying fund exposure is managed by SBI Asset Management Co., Ltd., while the JX token is issued by DigiFT on Ethereum. Subscriptions and redemptions are denominated in USDC, with a minimum subscription of 5,000 USDC, zero subscription and redemption fees, and a T+5 settlement cycle. Bybit covers all on-chain gas fees for subscribers.
Emily Bao, Head of Spot & Assets at Bybit, said the launch reflects the standard of access users deserve, while Plume COO Ryan Wen described JX as the first time a Japanese asset manager’s listed-equity strategy has come on-chain through regulated infrastructure. DigiFT founder and CEO Henry Zhang added that the collaboration shows how tokenization can connect financial markets with the digital asset ecosystem.
