Aethir, the decentralized cloud GPU network, has partnered with lending protocol Credible Finance to launch the first-ever DePIN-backed crypto credit card and loan product. Announced on July 16, 2025, this innovation enables ATH token holders and node operators to use their tokens as collateral for stablecoin credit without selling assets.
The credit card allows users to make everyday payments by topping up with ATH tokens or Solana-based stablecoins. Credible Finance employs an AI-driven system analyzing on-chain activity (transaction history, wallet age, collateral stability) to determine credit limits. Cardholders also gain access to a private investor portal offering up to 24% yield on stablecoins like USDC and USDT.
"We're turning tokenized infrastructure into usable financial capital," stated Credible CEO Shrikant Bhalerao. Aethir CSO Mark Rydon emphasized this brings "real utility to the ATH token" as a foundational step toward decentralized infrastructure finance. Initially free for Aethir ecosystem participants, the program will expand as the network grows.
Aethir's DePIN model aggregates global GPU resources for AI and gaming applications, with ATH tokens used for payments, staking, and governance. This collaboration marks a significant convergence of decentralized infrastructure and mainstream finance, reducing selling pressure on ATH while providing liquidity options.