The XRP Ledger (XRPL) has experienced unprecedented growth in tokenized real-world assets (RWA), with values surging from $5 million in January 2025 to $157.4 million by July 2025—a 2,260% increase in just seven months. This explosive growth is attributed to soaring institutional interest, including involvement from U.S. Treasuries and strategic partnerships with major financial entities.
Ripple's stablecoin RLUSD saw 5 million tokens minted on Ethereum this week, contributing to a total market cap of $530 million. July alone witnessed 77.5 million RLUSD minted, bolstered by AMINA Bank's announcement of institutional custody and trading support. Concurrently, XRPL's DeFi ecosystem expanded dramatically, with Total Value Locked (TVL) rising 57% to $86.66 million and daily transactions averaging 1.77 million, driven by stablecoin usage and decentralized exchange activity.
Key partnerships accelerated this momentum, including Mercado Bitcoin's $200 million RWA tokenization initiative on XRPL, Ctrl Alt's Dubai real estate tokenization project, and collaborations with BDACS in South Korea, Straits in Singapore, and major banks like DZ Bank and BBVA Switzerland. XRPL's technical robustness—featuring 170+ active validators, 900+ global nodes, sub-cent fees, and 1,000+ TPS throughput—facilitated this growth, alongside regulatory advancements like Ripple's UAE DFSA license for $400 billion market access.
XRP rallied 22% in seven days to $3.40, nearing its all-time high of $3.80, with monthly gains at 68% and year-to-date returns at 50%. Analysts project a potential 530% surge to $14 if key resistance levels break, fueled by institutional adoption, ETF developments, and macroeconomic shifts.