DeCard and Polygon Labs have announced a major integration that enables stablecoin holders to spend USDT and USDC on the Polygon network across over 150 million merchants worldwide. The partnership, revealed on October 29, 2025, allows instant deposits of Polygon-based stablecoins into DeCard accounts, converting them to fiat for seamless real-world payments.
This initiative bridges the gap between on-chain assets and everyday commerce, with DeCard operating on a top-up model for user control. It coincides with Visa’s pilot program for stablecoin cross-border payments via Visa Direct, highlighting broader industry adoption. Marc Boiron, CEO of Polygon Labs, stated: "Stablecoins are one of the most important innovations in bridging traditional finance with the digital economy... we’re making stablecoins truly usable in everyday life."
Polygon's stablecoin ecosystem is booming, with a total market cap of $3.119 billion and a 20.37% growth in the past week. USDC dominates at 36.53% on the network, which supports micro-transactions with fees under $0.001. The integration follows Polygon's Rio upgrade, boosting throughput to 5,000 TPS for faster payments.
Other key developments include partnerships with Revolut, Polymarket, and the launch of EUROD, a euro-backed stablecoin by ODDO BHF on Polygon. Globally, the stablecoin market has surged to $308.5 billion, doubling since 2023, underscoring the trend toward blockchain-based payment solutions.
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