Humanity Protocol has announced the integration of its digital identity system with Mastercard's open finance infrastructure, aiming to bridge traditional financial services and Web3. This partnership will allow for a single, reusable verification process across multiple platforms, eliminating the need for repeated KYC procedures. The rollout is set to begin in the United States before expanding internationally.
The platform will introduce Human ID, a zero-knowledge (ZK)–based digital identity that validates financial and personal data without exposing sensitive information. Users can verify their identity and financial details once, then reuse those credentials seamlessly across both blockchain and centralized environments. This approach leverages ZK cryptography to ensure privacy and user control, while validating bank account ownership and associated assets to reduce manual processes and verification time.
According to Humanity Protocol's founder, Terence Kwok, "We believe that identity is foundational to the future of finance." He added that the collaboration with Mastercard will enable Human ID holders to demonstrate financial requirements efficiently, without time-consuming manual steps.
The project, which runs on Ethereum as its main infrastructure, plans to expand Human ID into credit products, loans, tokenized real-world assets (RWAs), neobank services, and personalized DeFi solutions. This positions it as a competitor to Worldcoin (WLD), which leads the digital identity token market valued at around $3 billion. Humanity Protocol's native token, H, rallied to a peak of $0.37 in October 2025 before settling at $0.25, reflecting growing traction in the on-chain identity sector.
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