Mutuum Finance Presale Nears $20M as Investors Shift Focus from Mature Assets Like Bitcoin and Ethereum

Jan 5, 2026, 1:19 a.m. 6 sources neutral

The cryptocurrency market is witnessing a notable shift in investor sentiment, with capital flowing away from established giants toward emerging DeFi projects offering higher growth potential. Ethereum (ETH) is currently struggling to find support, trading around $2,981 and failing to break past the $3,050-$3,060 resistance zone. A significant headwind comes from major whale addresses, which have unloaded over 270,000 ETH (worth more than $793 million) in just five days. Technical analysis suggests the asset is due for a correction, with liquidity at $2,800 acting as a potential downside anchor.

Similarly, Bitcoin (BTC) appears to be entering a stagnant phase. Trading around $88,700, it remains range-bound between $87,000 and $89,000 after a strong correction from its 2025 highs above $126,000. With a massive market capitalization exceeding $1.76 trillion and strong institutional inflows via ETFs, analysts suggest Bitcoin's potential for explosive growth is diminishing, positioning it more as a store of value than a high-growth play.

In contrast, the nascent DeFi project Mutuum Finance (MUTM) is capturing significant attention and capital. The project has successfully raised $19,600,000 from 18,660 supporters during its presale. Currently in Phase 7, MUTM tokens are priced at $0.04, representing a 300% increase from the Phase 1 price of $0.01. The presale is filling rapidly, with Phase 8 set to increase the token price to $0.045.

Mutuum Finance's value proposition centers on its dual-market lending platform, which integrates Peer-to-Contract (P2C) pooled markets with Peer-to-Peer (P2P) direct contracts. In P2C markets, users can lock assets like ETH or USDT to generate passive income, receiving mtTokens that earn interest automatically. The platform also plans to launch a USD-pegged stablecoin to reduce volatility risk and enhance liquidity.

The project's promotional material highlights aggressive return projections, suggesting a $400 investment could multiply 35 times to $14,000 if expansion strategies succeed. Analysts cited in the coverage believe MUTM's fundamentals could push its price toward $0.10 or above in its first year. To incentivize participation, Mutuum Finance is running a 24-hour leaderboard with a $500 daily award for the top buyer and a $100,000 giveaway for ten presale participants.

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