Superform Launches Mobile App for User-Owned Neobank, Expands DeFi Access to U.S. Market

2 hour ago 6 sources positive

Key takeaways:

  • Superform's $180M TVL and 8.4% APY signal strong product-market fit for simplified DeFi yield products.
  • The U.S. expansion via mobile app could drive significant capital inflows into stablecoin and blue-chip crypto vaults.
  • Investors should monitor adoption rates as success may pressure traditional CeFi platforms to enhance yield offerings.

On February 3rd, 2026, Superform Labs announced the official launch of its mobile application, marking a significant expansion into the U.S. market for its user-owned neobank platform. The app is designed to make decentralized finance (DeFi) more accessible by providing a user experience comparable to traditional internet banking while allowing users to maintain full custody of their assets.

The core of the service is Superform's SuperVaults—non-custodial, onchain vaults that automatically deploy user capital across curated DeFi strategies. These strategies primarily focus on stablecoin lending and liquidity provisioning across more than 70 protocols. The mobile app extends the reach of these vaults, allowing users to easily earn yield on USD, Bitcoin (BTC), and Ethereum (ETH).

Key features of the app include the ability to create an account, onramp fiat currency, and start earning yield in minutes. Beyond earning, users can swap, send, and manage funds across multiple blockchains. The platform emphasizes a "set and forget" experience, where deposits are automatically routed into yield-generating strategies without requiring users to manage wallets or understand complex protocols.

The company reports strong traction, with its existing desktop platform currently managing over $180 million in user deposits across more than 1,000 vaults. SuperVaults have delivered an average annual percentage yield (APY) of 8.4%, a figure that notably outperforms the 4.3% yield for U.S. Treasury Bills cited in the announcement.

"You should not need to be technical to earn more onchain," said Vikram Arun, Co-Founder and CEO of Superform. "The mobile app is the next step in our mission to make crypto-native strategies feel like standard financial products."

Superform is backed by $11 million in funding from prominent investors including VanEck Ventures, Polychain Capital, Circle Ventures, BlockTower Capital, Maven11 Capital, CMT Digital, and Arthur Hayes. The mobile app launch is noted as the first in a series of major product rollouts planned for the Superform ecosystem through the end of the year.

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