CryptoProcessing by CoinsPaid has released a detailed case study showcasing how the Estonia-based proprietary trading firm PropShopTrader successfully scaled its global operations by integrating cryptocurrency payments. The collaboration demonstrates the tangible business benefits of adopting digital assets, including reduced costs, lower chargeback risks, and improved conversion rates for online enterprises.
The case study arrives amid accelerating merchant adoption of crypto payments. A joint survey by PayPal and the National Cryptocurrency Association found that nearly 40% of merchants already accept crypto, with 84% expecting it to become a common payment method within five years. Customer demand is a key driver, with 88% of merchants reporting user inquiries about paying with crypto. Industry research estimates tens of thousands of online merchants now support crypto payments, with stablecoins playing a central role due to lower volatility and faster settlement.
PropShopTrader, which evaluates and funds traders worldwide, previously relied exclusively on card transactions. This model presented challenges such as higher processing fees, exposure to chargebacks, and limited flexibility for its global, crypto-savvy audience. By integrating CryptoProcessing's gateway, the firm now allows users to pay with more than 20 cryptocurrencies, while the business automatically converts incoming funds into USDC or fiat, shielding it from market volatility.
"Integrating CryptoProcessing by CoinsPaid changed how we think about payments. We’ve reduced chargebacks, optimised fees, and expanded access to traders around the world. We especially value the ability to accept multiple cryptocurrencies while automatically converting everything to USDC," said Ashley Kozak, Founder and Managing Partner at PropShopTrader.
The implementation also addressed compliance needs within the EU regulatory framework, providing built-in AML monitoring, transaction screening, and transparent reporting. The results were measurable: around 7% of PropShopTrader’s clients began using crypto to fund accounts, the company saw an approximate 3% reduction in average transaction costs, and reported an overall revenue increase of about 5%, driven by improved conversion and accessibility.
Separately, the landscape for consumer crypto payments is also maturing, with several major crypto cards facilitating everyday spending. The article highlights five leading options for 2026: the Bitget Wallet Card, Coinbase Card, Crypto.com Visa Card, Gemini Credit Card, and Bleap Mastercard. These cards, which work with Visa or Mastercard networks, automatically convert crypto to local currency at checkout, with features ranging from direct stablecoin spending to credit card structures that earn crypto rewards.