MEXC, the global cryptocurrency exchange, has announced a significant, limited-time upgrade to its MEXC Earn product suite, dramatically increasing the Annual Percentage Rate (APR) for its USDT Flexible Savings product to as high as 20%. The enhancement, announced on February 19, 2026, is designed to meet growing investor demand for stable yet competitive yield opportunities amidst ongoing market volatility.
The core of the upgrade focuses on the first two deposit tiers for USDT Flexible Savings. For deposits between 0 and 300 USDT, the APR has been raised from 16% to 20%. For the mid-tier bracket covering 300 to 100,000 USDT, the rate has doubled from 5% to 10% APR. These products feature no lock-up periods, allowing users unrestricted withdrawals at any time.
Beyond the USDT upgrade, MEXC Earn offers a range of other high-yield products. For conservative investors, Fixed Savings provides capital-protected options, including exclusive 2-day USDT products for new users at a 600% APR and 3-day products for XAUT (Gold) and SLVON (Silver) at 400% APR. The platform also promotes industry-leading APRs on other major cryptocurrencies like ETH, SOL, and XRP for all users.
Additional earning mechanisms include: high rates on USDC in Flexible Savings, a Spot Auto-Earn feature for USDD, USDE, and MXSOL holders, and a Futures Earn product offering up to 20% APR on USDT and USDC.
Complementing the savings products, MEXC is running a zero-interest promotion for its MEXC Loans service from January 27 to February 27, 2026. This allows users to use BTC, ETH, SOL, or XRP as collateral to borrow other cryptocurrencies without selling their holdings, providing liquidity while maintaining market exposure.
The exchange states these upgrades are part of its "MEXCmize Your Growth" commitment, aimed at simplifying digital asset management and providing tailored solutions across the risk spectrum—from secure savings to leveraged liquidity—for its over 40 million users worldwide.
