Consensys, the parent company of MetaMask, has announced the general availability of the MetaMask Card across the United States, marking a significant expansion of its self-custody crypto payment solution. The card, enabled by Mastercard's global payments network, is now accessible in 49 states, with New York gaining access for the first time. Vermont remains the only exception.
The launch follows successful pilot programs in 2024 and 2025, which initially rolled out in the United Kingdom, European Union, and other regions including Argentina, Brazil, Canada, Mexico, and Switzerland. "This is the first time MetaMask Card is available across 49 states, and the first time users in New York can access it," a Consensys spokesperson confirmed.
A core innovation of the MetaMask Card is its self-custody model. Unlike traditional custodial crypto cards that require users to pre-load funds onto an exchange account, the MetaMask Card allows users to retain full control of their digital assets in their MetaMask wallet until the exact moment of purchase. "Users retain control of their digital assets in their MetaMask wallet until the moment they pay," the company emphasized.
The card infrastructure is built in partnership with regulated issuer Monavate (formerly Baanx) and Mastercard, with Cross River Bank—a US FDIC-insured bank—serving as the issuer. It is accepted at over 150 million Mastercard merchants worldwide, both online and in-store, and is compatible with Apple Pay and Google Pay.
MetaMask is offering two card tiers. The standard MetaMask Card is a virtual-only offering. A premium subscription, the MetaMask Metal Card, is available for a $199 annual fee. This physical card provides enhanced benefits, including 3% cashback on the first $10,000 spent annually, no foreign transaction fees, higher spending and ATM withdrawal limits, travel discounts via Entravel, and exclusive event access. Standard cardholders receive up to 1% cashback.
Ale Machado, MetaMask Staff Product Manager, highlighted the utility for crypto-native users: "For crypto-native users who already hold stablecoins, this unlocks real everyday utility without sacrificing the principles that brought them to crypto in the first place." The firm's success metric is integration into daily life, with Machado noting, "Six months from now, success looks like... people spending from their self-custodial wallet without friction, without thinking about the crypto underneath."
This launch represents a deepening of Mastercard's crypto partnerships, following its initial 2024 pilot with MetaMask and a 2025 expansion of its partnership with Circle for USDC and EURC settlement. Sherri Haymond, Mastercard's Global Head of Digital Commercialization, stated, "MetaMask shares our vision of empowering people to spend their crypto securely and seamlessly — anywhere Mastercard is accepted in the world." To participate, users must complete standard ID verification and compliance checks.
