In a major development for cross-chain interoperability and decentralized finance, the XRP Ledger wallet Xaman (formerly Xumm) has partnered with the Flare Network to enable seamless, single-transaction deposits of XRP into Flare's DeFi ecosystem. The integration, confirmed in March 2025, eliminates the previously complex multi-step process required to bridge assets.
The technical breakthrough allows Xaman's approximately 500,000 active users to deposit XRP into curated DeFi vaults, like Upshift's earnXRP vault, directly from the wallet interface with one XRPL-signed transaction. This compresses a process that once took 5-15 minutes across multiple platforms into under 30 seconds, significantly reducing technical barriers, transaction costs, and security risks associated with cross-chain transfers.
The integration is powered by Flare's FAssets system for trust-minimized XRP representation and Flare Smart Accounts, which use an intent-based execution model. The Flare State Connector verifies the XRPL transaction before execution proceeds on Flare, all while users retain full custody of their private keys.
The partnership directly targets unlocking the "dormant DeFi potential" of the XRP ecosystem, with over 2 billion XRP identified as awaiting DeFi utilization. This liquidity injection could significantly boost Flare's expanding DeFi application suite, which has added twelve new apps in the last six months. The move is seen as a strategic step in making DeFi access feel native for XRP holders, a community where search interest in "XRP DeFi" has grown 47% year-over-year.
