A finance industry veteran and several prominent crypto analysts have presented starkly contrasting views on the future price trajectory of XRP, ranging from ambitious triple-digit targets to warnings of a potential drop below $1.
Paul White Gold Eagle, a financial expert with a decade of experience in bank operations, is pushing back against critics of his $100 XRP price prediction. He argues that his inside knowledge of the financial system's "backbone" infrastructure gives him a unique perspective. Drawing parallels to the disruptive shift from paper-based to digital banking, he believes Ripple's technology is poised to overhaul outdated wire reporting systems still resembling 1980s tech. He points to Ripple's upcoming CFO dashboard as tangible proof of utility, suggesting a double- or triple-digit price for XRP is an inevitable byproduct of its growth as a global payment system, not a matter of "if" but "when."
This bullish sentiment is echoed by crypto analyst BarriC, who warns that XRP "won't remain cheap for long." He posits that once banks and financial institutions begin widespread adoption, the token's valuation model could change completely, pushing it far beyond single-digit forecasts to targets of $100, $1,000, or even $10,000.
Other analysts offer more technical, yet still optimistic, outlooks. Analyst EGRAG CRYPTO applies Elliott Wave theory, suggesting XRP is approaching a massive third wave. If the token can reclaim its wave 1 high of over $3.40 with strong weekly momentum, the analyst sets a price target between $15 and $31 for this phase.
In contrast, analyst Ali Martinez presents a bearish technical case, focusing on key support levels. Noting that XRP has plunged over 60% since its July 2025 all-time high and struggles to hold above $1.40, he warns that losing the $1.00 level could see the token find support much lower, between $0.90 and $0.60.
