Real-world asset blockchain Plume Network has launched a groundbreaking pilot program testing a payroll system that allows employees to receive a portion of their salaries in tokenized money-market fund shares. This initiative, described as a first-of-its-kind pilot, directly links everyday income to onchain yield.
The program was developed in partnership with payroll provider Toku and asset manager WisdomTree, utilizing WisdomTree's tokenized money market fund WTGXX as the underlying asset. Plume's mainnet, which launched last year with approximately $150 million in tokenized real-world assets deployed, aims to bring traditional financial products onchain.
The pilot fundamentally changes the payroll experience by removing typical barriers to crypto-based investing. Employees are not required to purchase tokens, use exchanges, or manually move funds onchain. Instead, eligible staff can voluntarily opt to allocate a portion of their pay into the WTGXX fund instead of receiving it fully in cash, allowing their salaries to begin earning yield immediately upon receipt.
According to Plume, the structure maintains familiar payroll mechanics. Salaries are calculated and delivered as usual, but Plume automatically converts the elected portion into fund shares via WisdomTree's infrastructure and delivers them directly to employee-linked wallets.
The test is currently limited to Plume employees and is intended to serve as a reference model for broader adoption of tokenized assets in payroll and financial infrastructure. This represents a significant evolution from earlier crypto payroll experiments that focused on stablecoins, as it delivers a financial product with inherent yield rather than idle currency. Plume positions this model as a blueprint for integrating regulated onchain products into routine financial activity, moving tokenized assets beyond trading and investment into everyday financial life.
