MoonPay has officially launched MoonPay Trade, a comprehensive platform designed to connect banks, fintechs, and enterprises with tokenized assets, decentralized finance (DeFi) protocols, and stablecoin liquidity. The service provides a single integration point across more than 200 blockchains, marking a significant push into institutional-grade crypto infrastructure.
The new platform is built on the technology of Decent.xyz, a cross-chain routing startup acquired by MoonPay for a “high eight-figure” sum, according to a source familiar with the deal. Decent.xyz’s routing systems, bridge technology, and liquidity infrastructure will be combined with MoonPay’s existing payment and compliance services, enabling simplified transaction processing for institutional clients.
MoonPay Trade will operate under MoonPay Institutional, the company’s dedicated business unit for regulated financial firms, which is led by Caroline Pham, former acting chair of the Commodity Futures Trading Commission (CFTC). Pham emphasized that “every major financial institution is building a tokenized asset strategy” and that the platform offers compliant access to on-chain markets.
The launch comes as the real-world asset (RWA) tokenization market has tripled in value over the past year, surpassing $33 billion according to RWA.xyz. Boston Consulting Group projects the market could reach $18.9 trillion by 2033. Major asset managers like BlackRock, Franklin Templeton, and JPMorgan already operate tokenized funds on public blockchains.
MoonPay Trade supports tokenized fund subscriptions, collateral transfers, and integrations with leading DeFi lending protocols such as Morpho, Aave, and Maple Finance, allowing users to generate yields or take out loans directly on-chain. This positions the platform as a gateway for traditional financial institutions seeking exposure to DeFi and tokenized assets under full regulatory compliance.
The Decent.xyz acquisition is part of a broader expansion strategy. MoonPay has completed at least four acquisitions this year, including Solana-based trading infrastructure provider DFlow, AI trading tool Dawn, and crypto key-management company Sodot. The company is increasingly consolidating blockchain infrastructure services to become a full-service provider for institutions entering digital asset markets.
