Ripple and Stellar have been included in FXC Intelligence’s Top 100 Cross-Border Payments Companies for 2026, according to the firm’s annual report. The ranking, which evaluates scale, market relevance, growth metrics, and operational infrastructure, places both blockchain networks alongside traditional financial giants such as SWIFT, Barclays, Deutsche Bank, BNY, Bank of America, Standard Chartered, and MoneyGram.
The inclusion signals a normalization process in multi-level transaction processing, dispelling the narrative of direct rivalry between open-source ecosystems. FXC’s analysis suggests that tokenization strategies are increasingly adopting multi-network environments, with platforms selected based on legal compliance and internal liquidity.
Ripple maintains its focus on institutional liquidity optimization for commercial banks and corporate remittances, while Stellar continues to target low-cost transfers and financial access in emerging markets. The 2026 index illustrates a technical transition where digital asset networks integrate seamlessly with existing financial rails, operating alongside providers like PayPal and Visa.
The report also includes other crypto-native firms such as Circle, Coinbase, Binance, and Tether, highlighting that asset evaluation is now conducted under the same standardized metrics as traditional correspondent banking. FXC Intelligence will present detailed data at the Money20/20 Europe conference in Amsterdam in June 2026.
